Health insurance plans in Yavapai County, AZ (2026)
91 marketplace plans from 6 insurers are offered in Yavapai County. The cheapest silver plan is $492 a month for a 40-year-old non-smoker before tax credits.
Cheapest monthly premium by metal level (age 40)
| Metal level | Cheapest premium | Plans |
|---|---|---|
| Bronze | $388 | 30 |
| Silver | $492 | 32 |
| Gold | $542 | 28 |
| Catastrophic | $354 | 1 |
All plans in Yavapai County
| Insurer | Plan | Metal | Type | Deductible | Out-of-pocket max | Premium (age 40) |
|---|---|---|---|---|---|---|
| Antidote Health Plan of Arizona, Inc. | Catastrophic Standard | Catastrophic | HMO | — | — | $354 |
| Oscar Health Plan, Inc. | Bronze Simple | Bronze | HMO | — | — | $388 |
| Antidote Health Plan of Arizona, Inc. | Bronze Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx | Bronze | HMO | — | — | $403 |
| Oscar Health Plan, Inc. | Bronze Classic Standard | Bronze | HMO | — | — | $407 |
| Antidote Health Plan of Arizona, Inc. | Bronze Complete+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx | Bronze | HMO | — | — | $413 |
| Oscar Health Plan, Inc. | Buena Salud Bronce Simple Para Diabetes | Bronze | HMO | — | — | $414 |
| Oscar Health Plan, Inc. | Bronze Simple Breathe Easy with Enhanced COPD Benefits | Bronze | HMO | — | — | $415 |
| Oscar Health Plan, Inc. | Bronze Simple Chronic Care CKM | Bronze | HMO | — | — | $422 |
| Oscar Health Plan, Inc. | Bronze Elite + PCP Saver Plus | Bronze | HMO | $0 | — | $436 |
| Antidote Health Plan of Arizona, Inc. | Bronze Elite 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx | Bronze | HMO | — | — | $437 |
| Antidote Health Plan of Arizona, Inc. | Bronze Elite+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx | Bronze | HMO | — | — | $448 |
| Antidote Health Plan of Arizona, Inc. | Bronze Standard | Bronze | HMO | — | — | $449 |
| Blue Cross Blue Shield of Arizona | AZ Blue AdvanceHealth Bronze Focus (4 Free PCP Visits) | Bronze | HMO | — | — | $472 |
| Oscar Health Plan, Inc. | Silver Simple PCP Saver | Silver | HMO | — | — | $492 |
| Oscar Health Plan, Inc. | Silver Classic Standard | Silver | HMO | — | — | $492 |
| Oscar Health Plan, Inc. | Silver Simple Diabetes | Silver | HMO | — | — | $499 |
| Antidote Health Plan of Arizona, Inc. | Silver Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx | Silver | HMO | — | — | $500 |
| Blue Cross Blue Shield of Arizona | AZ Blue StandardHealth Bronze Focus | Bronze | HMO | — | — | $504 |
| Oscar Health Plan, Inc. | Silver Simple Chronic Care CKM | Silver | HMO | — | — | $504 |
| Oscar Health Plan, Inc. | Silver Simple Specialist Saver with COPD | Silver | HMO | — | — | $504 |
| Oscar Health Plan, Inc. | Silver Simple Women's Health with Menopause Benefits | Silver | HMO | — | — | $506 |
| Antidote Health Plan of Arizona, Inc. | Silver Complete+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx | Silver | HMO | — | — | $511 |
| Blue Cross Blue Shield of Arizona | AZ Blue ACA StandardHealth Silver with Health Choice | Silver | HMO | — | — | $524 |
| Oscar Health Plan, Inc. | Silver Elite Saver Plus | Silver | HMO | $0 | — | $532 |
| Oscar Health Plan, Inc. | Gold Simple | Gold | HMO | — | — | $542 |
| Antidote Health Plan of Arizona, Inc. | Silver Elite 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx | Silver | HMO | — | — | $543 |
| Oscar Health Plan, Inc. | Gold Classic Standard | Gold | HMO | — | — | $545 |
| Oscar Health Plan, Inc. | Gold Simple Diabetes | Gold | HMO | — | — | $548 |
| Oscar Health Plan, Inc. | Gold Classic | Gold | HMO | — | — | $553 |
| Antidote Health Plan of Arizona, Inc. | Silver Elite+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx | Silver | HMO | — | — | $554 |
| Imperial Insurance Companies, Inc. | Imperial Standard Bronze | Bronze | HMO | — | — | $559 |
| Blue Cross Blue Shield of Arizona | AZ Blue Portfolio Bronze HSA Focus · AZ Blue Portfolio HSA Bronze Focus | Bronze | HMO | — | — | $562 |
| Blue Cross Blue Shield of Arizona | AZ Blue EverydayHealth Prosano Silver ($0 Prosano Health Visits) | Silver | HMO | $7,500 | — | $563 |
| Blue Cross Blue Shield of Arizona | AZ Blue AdvanceHealth Bronze Focus (4 Free PCP Visits) | Bronze | HMO | — | — | $568 |
| Blue Cross Blue Shield of Arizona | AZ Blue AdvanceHealth Silver Focus (4 Free PCP Visits) | Silver | HMO | — | — | $576 |
| Blue Cross Blue Shield of Arizona | AZ Blue ACA StandardHealth Silver with Health Choice | Silver | HMO | — | — | $585 |
| Antidote Health Plan of Arizona, Inc. | Silver Standard | Silver | HMO | — | — | $585 |
| Blue Cross Blue Shield of Arizona | AZ Blue StandardHealth Silver Focus | Silver | HMO | — | — | $587 |
| Blue Cross Blue Shield of Arizona | AZ Blue StandardHealth Bronze Focus | Bronze | HMO | — | — | $606 |
| Antidote Health Plan of Arizona, Inc. | Gold Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx | Gold | HMO | — | — | $636 |
Showing 40 of 91 plans, cheapest first.
How the premium changes with age
Cheapest silver plan by age (the same plan):
| Age | Monthly premium |
|---|---|
| 21 | $385 |
| 40 | $492 |
| 60 | $1,044 |
About these numbers
Premiums are the CMS-listed rate for a single non-smoking adult, before any premium tax credit. Most marketplace buyers qualify for a credit based on household income — the actual price can be far lower than the list rate, especially for silver plans. Deductibles and out-of-pocket maximums are for in-network care and vary by plan design. Check doctor and hospital networks before enrolling: a cheaper plan that excludes your doctors is not cheaper.
Related
All counties in Arizona · How to choose a plan · Premium tax credits explained · Metal tiers explained
Frequently asked questions
What is the cheapest health insurance plan in Yavapai County County?
The cheapest plan for a 40-year-old non-smoker is $354 a month (Catastrophic metal level) before tax credits, based on 2026 CMS rate filings. The cheapest silver plan, the benchmark for subsidies, is $492.
How much does health insurance cost in Yavapai County County?
For a 40-year-old non-smoker the cheapest plans in Yavapai County start around $354 a month before subsidies. Silver plans cost from $492; premiums rise with age and tobacco use.
How many insurers offer marketplace plans in Yavapai County County?
6 insurers filed 91 plan options for this county in the 2026 CMS file.