Health insurance plans in New Castle County, DE (2026)
40 marketplace plans from 3 insurers are offered in New Castle County. The cheapest silver plan is $685 a month for a 40-year-old non-smoker before tax credits.
Cheapest monthly premium by metal level (age 40)
| Metal level | Cheapest premium | Plans |
|---|---|---|
| Bronze | $542 | 13 |
| Silver | $685 | 10 |
| Gold | $727 | 14 |
| Platinum | $1,015 | 2 |
| Catastrophic | $468 | 1 |
All plans in New Castle County
| Insurer | Plan | Metal | Type | Deductible | Out-of-pocket max | Premium (age 40) |
|---|---|---|---|---|---|---|
| Highmark Blue Cross Blue Shield Delaware | my Blue Access Major Events Select PPO Catastrophic 10600 - 3 Free PCP Visits | Catastrophic | PPO | — | — | $468 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Bronze Essential + No Referrals | Bronze | HMO | — | — | $542 |
| Ambetter Health of Delaware | Everyday Bronze | Bronze | EPO | — | — | $559 |
| Ambetter Health of Delaware | Standard Expanded Bronze | Bronze | EPO | — | — | $561 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Bronze Signature + No Referrals | Bronze | HMO | — | — | $576 |
| Highmark Blue Cross Blue Shield Delaware | my Blue Access Select PPO Bronze 9200 | Bronze | PPO | — | — | $578 |
| Ambetter Health of Delaware | Everyday Bronze + Vision + Adult Dental | Bronze | EPO | — | — | $580 |
| Ambetter Health of Delaware | Standard Expanded Bronze + Vision + Adult Dental | Bronze | EPO | — | — | $582 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Bronze Premier + No Referrals | Bronze | HMO | — | — | $587 |
| Ambetter Health of Delaware | Principal Bronze HSA | Bronze | EPO | — | — | $595 |
| Ambetter Health of Delaware | Principal Bronze HSA + Vision + Adult Dental | Bronze | EPO | — | — | $618 |
| Highmark Blue Cross Blue Shield Delaware | my Blue Access Select PPO Standard Bronze 7500 | Bronze | PPO | — | — | $625 |
| Highmark Blue Cross Blue Shield Delaware | my Blue Access Select PPO Bronze 3800 | Bronze | PPO | — | — | $631 |
| Highmark Blue Cross Blue Shield Delaware | my Blue Access Select PPO Bronze 3800 + Adult Dental and Vision | Bronze | PPO | — | — | $652 |
| Ambetter Health of Delaware | Standard Silver | Silver | EPO | — | — | $685 |
| Ambetter Health of Delaware | Focused Silver | Silver | EPO | — | — | $692 |
| Ambetter Health of Delaware | Focused Silver + Vision + Adult Dental | Silver | EPO | — | — | $718 |
| Ambetter Health of Delaware | Clear Gold | Gold | EPO | — | — | $727 |
| Ambetter Health of Delaware | Elite Silver | Silver | EPO | $0 | — | $736 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Gold Signature + No Referrals | Gold | HMO | — | — | $738 |
| Ambetter Health of Delaware | Standard Gold | Gold | EPO | — | — | $746 |
| Highmark Blue Cross Blue Shield Delaware | my Blue Access Select PPO Standard Gold 2000 | Gold | PPO | — | — | $748 |
| Ambetter Health of Delaware | Clear Gold + Vision + Adult Dental | Gold | EPO | — | — | $755 |
| Highmark Blue Cross Blue Shield Delaware | my Blue Access Select PPO Gold 1700 HSA | Gold | PPO | — | — | $760 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Silver Signature + No Referrals | Silver | HMO | — | — | $761 |
| Ambetter Health of Delaware | Elite Silver + Vision + Adult Dental | Silver | EPO | $0 | — | $764 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Gold Premier + No Referrals | Gold | HMO | — | — | $765 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Silver Essential + No Referrals | Silver | HMO | — | — | $766 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Silver Premier + No Referrals | Silver | HMO | — | — | $766 |
| Highmark Blue Cross Blue Shield Delaware | my Blue Access Select PPO Standard Gold 2000 + Adult Dental and Vision | Gold | PPO | — | — | $769 |
| Ambetter Health of Delaware | Standard Gold + Vision + Adult Dental | Gold | EPO | — | — | $774 |
| Ambetter Health of Delaware | Complete Gold | Gold | EPO | — | — | $781 |
| Highmark Blue Cross Blue Shield Delaware | my Blue Access Select PPO Gold 0 | Gold | PPO | $0 | — | $800 |
| Highmark Blue Cross Blue Shield Delaware | my Blue Access Select PPO Standard Silver 6000 | Silver | PPO | — | — | $805 |
| Ambetter Health of Delaware | Complete Gold + Vision + Adult Dental | Gold | EPO | — | — | $811 |
| Highmark Blue Cross Blue Shield Delaware | my Blue Access Select PPO Gold 0 + Adult Dental and Vision | Gold | PPO | $0 | — | $821 |
| Highmark Blue Cross Blue Shield Delaware | my Blue Access Select PPO Premier Gold 0 + Adult Dental and Vision | Gold | PPO | $0 | — | $833 |
| Highmark Blue Cross Blue Shield Delaware | my Blue Access Select PPO Premier Silver 0 + Adult Dental and Vision | Silver | PPO | $0 | — | $893 |
| Highmark Blue Cross Blue Shield Delaware | my Blue Access Select PPO Standard Platinum 0 | Platinum | PPO | — | — | $1,015 |
| Highmark Blue Cross Blue Shield Delaware | my Blue Access Select PPO Premier Platinum 0 + Adult Dental and Vision | Platinum | PPO | $0 | — | $1,020 |
How the premium changes with age
Cheapest silver plan by age (the same plan):
| Age | Monthly premium |
|---|---|
| 21 | $536 |
| 40 | $685 |
| 60 | $1,455 |
About these numbers
Premiums are the CMS-listed rate for a single non-smoking adult, before any premium tax credit. Most marketplace buyers qualify for a credit based on household income — the actual price can be far lower than the list rate, especially for silver plans. Deductibles and out-of-pocket maximums are for in-network care and vary by plan design. Check doctor and hospital networks before enrolling: a cheaper plan that excludes your doctors is not cheaper.
Related
All counties in Delaware · How to choose a plan · Premium tax credits explained · Metal tiers explained
Frequently asked questions
What is the cheapest health insurance plan in New Castle County County?
The cheapest plan for a 40-year-old non-smoker is $468 a month (Catastrophic metal level) before tax credits, based on 2026 CMS rate filings. The cheapest silver plan, the benchmark for subsidies, is $685.
How much does health insurance cost in New Castle County County?
For a 40-year-old non-smoker the cheapest plans in New Castle County start around $468 a month before subsidies. Silver plans cost from $685; premiums rise with age and tobacco use.
How many insurers offer marketplace plans in New Castle County County?
3 insurers filed 40 plan options for this county in the 2026 CMS file.