Health insurance plans in Clark County, IN (2026)
50 marketplace plans from 3 insurers are offered in Clark County. The cheapest silver plan is $534 a month for a 40-year-old non-smoker before tax credits.
Cheapest monthly premium by metal level (age 40)
| Metal level | Cheapest premium | Plans |
|---|---|---|
| Bronze | $407 | 13 |
| Silver | $534 | 19 |
| Gold | $743 | 16 |
| Platinum | $1,039 | 2 |
All plans in Clark County
| Insurer | Plan | Metal | Type | Deductible | Out-of-pocket max | Premium (age 40) |
|---|---|---|---|---|---|---|
| Cigna Healthcare | Connect Bronze SW CMS Standard | Bronze | EPO | — | — | $407 |
| Cigna Healthcare | Connect myDiabetesCare Bronze SW | Bronze | EPO | — | — | $410 |
| Cigna Healthcare | Connect Bronze SW 4500 Indiv Med Deductible | Bronze | EPO | — | — | $410 |
| Cigna Healthcare | Connect Bronze SW 7400 Indiv Med Deductible | Bronze | EPO | — | — | $411 |
| CareSource | Low Premium Bronze 10600 $25 Generic Drugs | Bronze | HMO | — | — | $435 |
| CareSource | Low Premium Bronze 10600 $25 Generic Drugs + Adult Vision & Fitness | Bronze | HMO | — | — | $439 |
| CareSource | Bronze 7500 $25 Generic Drugs | Bronze | HMO | — | — | $448 |
| CareSource | Bronze 7500 $25 Generic Drugs + Adult Vision & Fitness | Bronze | HMO | — | — | $451 |
| CareSource | HSA Eligible Bronze 6000 | Bronze | HMO | — | — | $469 |
| Cigna Healthcare | Connect Bronze 7900 Indiv Med Deductible | Bronze | EPO | — | — | $487 |
| Cigna Healthcare | Connect Bronze CMS Standard | Bronze | EPO | — | — | $494 |
| Cigna Healthcare | Connect myDiabetesCare Bronze | Bronze | EPO | — | — | $497 |
| Cigna Healthcare | Connect Bronze 3800 Indiv Med Deductible | Bronze | EPO | $3,800 | — | $501 |
| CareSource | Low Premium Silver 6200 $3 Generic Drugs | Silver | HMO | — | — | $534 |
| Cigna Healthcare | Connect Silver SW 4400 Indiv Med Deductible | Silver | EPO | — | — | $534 |
| Cigna Healthcare | Connect Silver SW 6800 Indiv Med Deductible | Silver | EPO | — | — | $536 |
| Cigna Healthcare | Connect Silver SW CMS Standard | Silver | EPO | — | — | $536 |
| CareSource | Low Premium Silver 6200 $3 Generic Drugs + Adult Vision & Fitness | Silver | HMO | — | — | $537 |
| CareSource | Healthy Heart Silver 5000 $0 Chronic Care Drugs & Services | Silver | HMO | — | — | $547 |
| CareSource | Silver 6000 $20 Generic Drugs | Silver | HMO | — | — | $549 |
| CareSource | Diabetes Silver 5000 $0 Chronic Care Drugs & Services | Silver | HMO | — | — | $549 |
| CareSource | Healthy Heart Silver 5000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness | Silver | HMO | — | — | $550 |
| CareSource | Silver 6000 $20 Generic Drugs + Adult Vision & Fitness | Silver | HMO | — | — | $552 |
| CareSource | Diabetes Silver 5000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness | Silver | HMO | — | — | $553 |
| CareSource | HDHP Preventive Silver 5500 $0 Chronic Care Drugs | Silver | HMO | — | — | $553 |
| Ambetter Health | Standard Silver | Silver | HMO | — | — | $612 |
| Ambetter Health | Focused Silver | Silver | HMO | — | — | $618 |
| Ambetter Health | Standard Silver + Vision + Adult Dental | Silver | HMO | — | — | $628 |
| Ambetter Health | Focused Silver + Vision + Adult Dental | Silver | HMO | — | — | $634 |
| Cigna Healthcare | Connect Silver 6300 Indiv Med Deductible | Silver | EPO | — | — | $650 |
| Cigna Healthcare | Connect Silver CMS Standard | Silver | EPO | — | — | $650 |
| Cigna Healthcare | Connect Silver 3000 Indiv Med Deductible | Silver | EPO | $3,000 | — | $665 |
| Cigna Healthcare | Connect Gold SW 2700 Indiv Med Deductible | Gold | EPO | — | — | $743 |
| Cigna Healthcare | Connect Gold SW CMS Standard | Gold | EPO | — | — | $753 |
| Ambetter Health | Standard Gold | Gold | HMO | — | — | $756 |
| Ambetter Health | Standard Gold + Vision + Adult Dental | Gold | HMO | — | — | $776 |
| CareSource | Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services | Gold | HMO | — | — | $780 |
| CareSource | Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness | Gold | HMO | — | — | $783 |
| CareSource | Diabetes Gold 3000 $0 Chronic Care Drugs & Services | Gold | HMO | — | — | $784 |
| Ambetter Health | Complete Gold | Gold | HMO | — | — | $787 |
Showing 40 of 50 plans, cheapest first.
How the premium changes with age
Cheapest silver plan by age (the same plan):
| Age | Monthly premium |
|---|---|
| 21 | $418 |
| 40 | $534 |
| 60 | $1,133 |
About these numbers
Premiums are the CMS-listed rate for a single non-smoking adult, before any premium tax credit. Most marketplace buyers qualify for a credit based on household income — the actual price can be far lower than the list rate, especially for silver plans. Deductibles and out-of-pocket maximums are for in-network care and vary by plan design. Check doctor and hospital networks before enrolling: a cheaper plan that excludes your doctors is not cheaper.
Related
All counties in Indiana · How to choose a plan · Premium tax credits explained · Metal tiers explained
Frequently asked questions
What is the cheapest health insurance plan in Clark County County?
The cheapest plan for a 40-year-old non-smoker is $407 a month (Bronze metal level) before tax credits, based on 2026 CMS rate filings. The cheapest silver plan, the benchmark for subsidies, is $534.
How much does health insurance cost in Clark County County?
For a 40-year-old non-smoker the cheapest plans in Clark County start around $407 a month before subsidies. Silver plans cost from $534; premiums rise with age and tobacco use.
How many insurers offer marketplace plans in Clark County County?
3 insurers filed 50 plan options for this county in the 2026 CMS file.