Health insurance plans in Lafayette Parish, LA (2026)
71 marketplace plans from 6 insurers are offered in Lafayette Parish. The cheapest silver plan is $542 a month for a 40-year-old non-smoker before tax credits.
Cheapest monthly premium by metal level (age 40)
| Metal level | Cheapest premium | Plans |
|---|---|---|
| Bronze | $453 | 25 |
| Silver | $542 | 24 |
| Gold | $622 | 22 |
All plans in Lafayette Parish
| Insurer | Plan | Metal | Type | Deductible | Out-of-pocket max | Premium (age 40) |
|---|---|---|---|---|---|---|
| Ambetter from Louisiana Healthcare Connections | Standard Expanded Bronze | Bronze | EPO | — | — | $453 |
| Ambetter from Louisiana Healthcare Connections | Everyday Bronze | Bronze | EPO | — | — | $454 |
| Ambetter from Louisiana Healthcare Connections | Standard Expanded Bronze + Vision + Adult Dental | Bronze | EPO | — | — | $465 |
| Ambetter from Louisiana Healthcare Connections | Everyday Bronze + Vision + Adult Dental | Bronze | EPO | — | — | $466 |
| CHRISTUS Health Plan | CHRISTUS Value Bronze · CHRISTUS Value Bronze (3 Free PCP Visits, $0 Virtual Urgent Care) | Bronze | HMO | — | — | $468 |
| HMO Louisiana | Blue POS 90/70 $9900 with 2 $0 PCP Virtual Visits HSA Eligible | Bronze | POS | — | — | $477 |
| CHRISTUS Health Plan | CHRISTUS Value Bronze Plus · CHRISTUS Value Bronze + Dental & Vision (3 Free PCP Visits, $0 Virtual Urgent Care) | Bronze | HMO | — | — | $487 |
| HMO Louisiana | Blue POS 60/40 $6500 with 2 $0 PCP Virtual Visits HSA Eligible | Bronze | POS | — | — | $490 |
| CHRISTUS Health Plan | CHRISTUS Standard Expanded Bronze · CHRISTUS Standard Expanded Bronze ($0 Virtual Urgent Care) | Bronze | HMO | — | — | $493 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Bronze Essential + No Referrals | Bronze | HMO | — | — | $502 |
| CHRISTUS Health Plan | CHRISTUS Bronze Essential · CHRISTUS Bronze Essential (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care) | Bronze | HMO | — | — | $515 |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals) · UHC Bronze-X Essential ($0 Virtual Urgent Care, No Referrals) | Bronze | EPO | — | — | $522 |
| HMO Louisiana | Blue Connect Copay (PCP) 50/50 $7500 Standardized (L) HSA Eligible | Bronze | POS | — | — | $525 |
| HMO Louisiana | Blue POS Copay (PCP) 50/50 $7500 Standardized HSA Eligible | Bronze | POS | — | — | $528 |
| Ambetter from Louisiana Healthcare Connections | Elite Bronze | Bronze | EPO | $0 | — | $530 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Bronze Signature + No Referrals | Bronze | HMO | — | — | $534 |
| CHRISTUS Health Plan | CHRISTUS Bronze Essential Plus · CHRISTUS Bronze Essential + Dental & Vision (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care) | Bronze | HMO | — | — | $534 |
| CHRISTUS Health Plan | CHRISTUS Value Silver · CHRISTUS Value Silver 70 ($0 Virtual Urgent Care) | Silver | HMO | — | — | $542 |
| Ambetter from Louisiana Healthcare Connections | Elite Bronze + Vision + Adult Dental | Bronze | EPO | $0 | — | $544 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Bronze Premier + No Referrals | Bronze | HMO | — | — | $545 |
| UnitedHealthcare | UHC Bronze Standard (No Referrals) · UHC Bronze-X Standard (No Referrals) | Bronze | EPO | — | — | $558 |
| CHRISTUS Health Plan | CHRISTUS Value Silver Plus · CHRISTUS Value Silver 70 + Dental & Vision ($0 Virtual Urgent Care) | Silver | HMO | — | — | $562 |
| UnitedHealthcare | UHC Bronze Standard+ (Dental + Vision, No Referrals) · UHC Bronze-X Standard+ (Dental + Vision, No Referrals) | Bronze | EPO | — | — | $576 |
| Ambetter from Louisiana Healthcare Connections | Standard Silver | Silver | EPO | — | — | $582 |
| Ambetter from Louisiana Healthcare Connections | Focused Silver | Silver | EPO | — | — | $590 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) · UHC Bronze-X Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) | Bronze | EPO | $0 | — | $592 |
| Ambetter from Louisiana Healthcare Connections | Standard Silver + Vision + Adult Dental | Silver | EPO | — | — | $598 |
| Ambetter from Louisiana Healthcare Connections | Focused Silver + Vision + Adult Dental | Silver | EPO | — | — | $605 |
| Ambetter from Louisiana Healthcare Connections | Standard Gold | Gold | EPO | — | — | $622 |
| Ambetter from Louisiana Healthcare Connections | Standard Gold + Vision + Adult Dental | Gold | EPO | — | — | $638 |
| CHRISTUS Health Plan | CHRISTUS Standard Silver · CHRISTUS Standard Silver 70 ($0 Virtual Urgent Care) | Silver | HMO | — | — | $654 |
| CHRISTUS Health Plan | CHRISTUS Silver Essential · CHRISTUS Silver Essential 70 ($5 PCP, $0 Preferred Generic Rx, $0 Virtual Urgent Care) | Silver | HMO | — | — | $658 |
| Ambetter from Louisiana Healthcare Connections | Complete Gold | Gold | EPO | — | — | $662 |
| CHRISTUS Health Plan | CHRISTUS Silver Essential Plus · CHRISTUS Silver Essential 70 + Dental & Vision ($5 PCP, $0 Preferred Generic Rx, $0 Virtual Urgent Care) | Silver | HMO | — | — | $678 |
| Ambetter from Louisiana Healthcare Connections | Complete Gold + Vision + Adult Dental | Gold | EPO | — | — | $680 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Gold Signature + No Referrals | Gold | HMO | — | — | $701 |
| Blue Cross and Blue Shield of Louisiana | Blue Max 70/50 $6700 with 2 $0 PCP Virtual Visits HSA Eligible | Bronze | PPO | — | — | $702 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Silver Essential + No Referrals | Silver | HMO | — | — | $703 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Gold Premier + No Referrals | Gold | HMO | — | — | $706 |
| HMO Louisiana | Blue Connect 80/60 $3200 with 2 $0 PCP Virtual Visits (L) | Silver | POS | — | — | $707 |
Showing 40 of 71 plans, cheapest first.
How the premium changes with age
Cheapest silver plan by age (the same plan):
| Age | Monthly premium |
|---|---|
| 21 | $424 |
| 40 | $542 |
| 60 | $1,151 |
About these numbers
Premiums are the CMS-listed rate for a single non-smoking adult, before any premium tax credit. Most marketplace buyers qualify for a credit based on household income — the actual price can be far lower than the list rate, especially for silver plans. Deductibles and out-of-pocket maximums are for in-network care and vary by plan design. Check doctor and hospital networks before enrolling: a cheaper plan that excludes your doctors is not cheaper.
Related
All counties in Louisiana · How to choose a plan · Premium tax credits explained · Metal tiers explained
Frequently asked questions
What is the cheapest health insurance plan in Lafayette Parish County?
The cheapest plan for a 40-year-old non-smoker is $453 a month (Bronze metal level) before tax credits, based on 2026 CMS rate filings. The cheapest silver plan, the benchmark for subsidies, is $542.
How much does health insurance cost in Lafayette Parish County?
For a 40-year-old non-smoker the cheapest plans in Lafayette Parish start around $453 a month before subsidies. Silver plans cost from $542; premiums rise with age and tobacco use.
How many insurers offer marketplace plans in Lafayette Parish County?
6 insurers filed 71 plan options for this county in the 2026 CMS file.