Health insurance plans in Hamilton County, NE (2026)
110 marketplace plans from 5 insurers are offered in Hamilton County. The cheapest silver plan is $640 a month for a 40-year-old non-smoker before tax credits.
Cheapest monthly premium by metal level (age 40)
| Metal level | Cheapest premium | Plans |
|---|---|---|
| Bronze | $494 | 36 |
| Silver | $640 | 40 |
| Gold | $685 | 34 |
All plans in Hamilton County
| Insurer | Plan | Metal | Type | Deductible | Out-of-pocket max | Premium (age 40) |
|---|---|---|---|---|---|---|
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Bronze 6000 Blueprint Health w/ Adult Vision | Bronze | EPO | — | — | $494 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Bronze Standard 7500 Blueprint Health | Bronze | EPO | — | — | $498 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Bronze HSA 6500 Blueprint Health | Bronze | EPO | — | — | $508 |
| Ambetter Health | Standard Expanded Bronze | Bronze | EPO | — | — | $547 |
| Ambetter Health | Standard Expanded Bronze + Vision + Adult Dental | Bronze | EPO | — | — | $560 |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals) · UHC Bronze-X Essential ($0 Virtual Urgent Care, No Referrals) | Bronze | EPO | — | — | $573 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Bronze 6000 Blueprint Health w/ Adult Vision | Bronze | EPO | — | — | $583 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Bronze Standard 7500 Blueprint Health | Bronze | EPO | — | — | $587 |
| Ambetter Health | Choice Bronze HSA | Bronze | EPO | — | — | $593 |
| UnitedHealthcare | UHC Bronze Standard (No Referrals) · UHC Bronze-X Standard (No Referrals) | Bronze | EPO | — | — | $594 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Bronze HSA 6500 Blueprint Health | Bronze | EPO | — | — | $600 |
| Medica | Elevate by Medica Bronze $0 Copay PCP Visits | Bronze | EPO | — | — | $604 |
| Ambetter Health | Choice Bronze HSA + Vision + Adult Dental | Bronze | EPO | — | — | $607 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Bronze 6000 Premier Select BlueChoice w/ Adult Vision | Bronze | EPO | — | — | $608 |
| Medica | Elevate by Medica Expanded Bronze Standard | Bronze | EPO | — | — | $611 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Bronze Standard 7500 Premier Select BlueChoice | Bronze | EPO | — | — | $613 |
| Oscar Insurance Company | Bronze Classic | Bronze | EPO | — | — | $614 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) · UHC Bronze-X Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) | Bronze | EPO | $0 | — | $621 |
| Ambetter Health | Elite Bronze | Bronze | EPO | $0 | — | $622 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Bronze HSA 6500 Premier Select BlueChoice | Bronze | EPO | — | — | $626 |
| Medica | Elevate by Medica Bronze Premier | Bronze | EPO | — | — | $629 |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) · UHC Bronze-X Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) | Bronze | EPO | $0 | — | $637 |
| Ambetter Health | Elite Bronze + Vision + Adult Dental | Bronze | EPO | $0 | — | $637 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Silver Standard 6000 Blueprint Health | Silver | EPO | — | — | $640 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Silver $0 PCP Visit 4500 Blueprint Health | Silver | EPO | — | — | $642 |
| Oscar Insurance Company | Bronze Classic Standard | Bronze | EPO | — | — | $648 |
| Medica | Medica with CHI Health Bronze $0 Copay PCP Visits + Adult Eye Exam | Bronze | EPO | — | — | $651 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Silver 4000 Blueprint Health | Silver | EPO | — | — | $655 |
| Medica | Medica with CHI Health Expanded Bronze Standard + Adult Eye Exam | Bronze | EPO | — | — | $659 |
| Oscar Insurance Company | Bronze Simple Diabetes | Bronze | EPO | — | — | $660 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Bronze 6000 Premier Select BlueChoice w/ Adult Vision | Bronze | EPO | — | — | $664 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Bronze Standard 7500 Premier Select BlueChoice | Bronze | EPO | — | — | $669 |
| Medica | Medica with CHI Health Bronze Premier + Adult Eye Exam | Bronze | EPO | — | — | $678 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Silver HSA 5500 Blueprint Health w/ Adult Vision | Silver | EPO | — | — | $679 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Bronze HSA 6500 Premier Select BlueChoice | Bronze | EPO | — | — | $684 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Gold Standard 2000 Blueprint Health | Gold | EPO | — | — | $685 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Gold $0 PCP Visit 1500 Blueprint Health | Gold | EPO | — | — | $689 |
| Oscar Insurance Company | Bronze Elite + PCP Saver Plus | Bronze | EPO | $0 | — | $694 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Gold 1000 Blueprint Health w/ Adult Vision | Gold | EPO | — | — | $704 |
| Ambetter Health | Clear Gold | Gold | EPO | — | — | $711 |
Showing 40 of 110 plans, cheapest first.
How the premium changes with age
Cheapest silver plan by age (the same plan):
| Age | Monthly premium |
|---|---|
| 21 | $501 |
| 40 | $640 |
| 60 | $1,359 |
About these numbers
Premiums are the CMS-listed rate for a single non-smoking adult, before any premium tax credit. Most marketplace buyers qualify for a credit based on household income — the actual price can be far lower than the list rate, especially for silver plans. Deductibles and out-of-pocket maximums are for in-network care and vary by plan design. Check doctor and hospital networks before enrolling: a cheaper plan that excludes your doctors is not cheaper.
Related
All counties in Nebraska · How to choose a plan · Premium tax credits explained · Metal tiers explained
Frequently asked questions
What is the cheapest health insurance plan in Hamilton County County?
The cheapest plan for a 40-year-old non-smoker is $494 a month (Bronze metal level) before tax credits, based on 2026 CMS rate filings. The cheapest silver plan, the benchmark for subsidies, is $640.
How much does health insurance cost in Hamilton County County?
For a 40-year-old non-smoker the cheapest plans in Hamilton County start around $494 a month before subsidies. Silver plans cost from $640; premiums rise with age and tobacco use.
How many insurers offer marketplace plans in Hamilton County County?
5 insurers filed 110 plan options for this county in the 2026 CMS file.