Health insurance plans in Belknap County, NH (2026)
46 marketplace plans from 4 insurers are offered in Belknap County. The cheapest silver plan is $388 a month for a 40-year-old non-smoker before tax credits.
Cheapest monthly premium by metal level (age 40)
| Metal level | Cheapest premium | Plans |
|---|---|---|
| Bronze | $317 | 16 |
| Silver | $388 | 16 |
| Gold | $417 | 13 |
| Catastrophic | $278 | 1 |
All plans in Belknap County
| Insurer | Plan | Metal | Type | Deductible | Out-of-pocket max | Premium (age 40) |
|---|---|---|---|---|---|---|
| Anthem Blue Cross and Blue Shield | Anthem Catastrophic Pathway X Enhanced | Catastrophic | HMO | — | — | $278 |
| WellSense Health Plan | WellSense Clarity NH Bronze 6500 HSA + $0 Rx List + 24/7 Nurse Advice | Bronze | HMO | — | — | $317 |
| WellSense Health Plan | WellSense Clarity NH Bronze 7500 HSA + $0 Rx List + 24/7 Nurse Advice | Bronze | HMO | — | — | $320 |
| WellSense Health Plan | WellSense Clarity NH Bronze 7600 HSA + $0 Rx List + 24/7 Nurse Advice | Bronze | HMO | — | — | $321 |
| Anthem Blue Cross and Blue Shield | Anthem Bronze Pathway X Enhanced 7000/0% ($0 Virtual PCP + $0 Select Drugs) | Bronze | HMO | — | — | $324 |
| Anthem Blue Cross and Blue Shield | Anthem Bronze Pathway X Enhanced 7500/50% ($0 Virtual PCP + $0 Select Drugs) Standard | Bronze | HMO | — | — | $353 |
| Anthem Blue Cross and Blue Shield | Anthem Heart Healthy Bronze Pathway X Enhanced 6000/40% ($0 Virtual PCP + $0 Select Drugs) | Bronze | HMO | — | — | $355 |
| Anthem Blue Cross and Blue Shield | Anthem Bronze Pathway X Enhanced 6000/35% HSA | Bronze | HMO | — | — | $366 |
| Ambetter from NH Healthy Families | Standard Expanded Bronze | Bronze | EPO | — | — | $369 |
| Ambetter from NH Healthy Families | Standard Expanded Bronze + Vision + Adult Dental | Bronze | EPO | — | — | $381 |
| WellSense Health Plan | WellSense Clarity NH Silver 3400 + $0 Rx List + 24/7 Nurse Advice | Silver | HMO | — | — | $388 |
| WellSense Health Plan | WellSense Clarity NH Silver 6000 + $0 Rx List + 24/7 Nurse Advice | Silver | HMO | — | — | $388 |
| WellSense Health Plan | WellSense Clarity NH Silver 0 Deductible + $0 Rx List + 24/7 Nurse Advice | Silver | HMO | — | — | $390 |
| Ambetter from NH Healthy Families | Choice Bronze HSA | Bronze | EPO | — | — | $398 |
| Ambetter from NH Healthy Families | Choice Bronze HSA + Vision + Adult Dental | Bronze | EPO | — | — | $411 |
| Anthem Blue Cross and Blue Shield | Anthem Silver Pathway X Enhanced 6000/40% ($0 Virtual PCP + $0 Select Drugs) Standard | Silver | HMO | — | — | $415 |
| WellSense Health Plan | WellSense Clarity NH Gold 2000 + $0 Rx List + 24/7 Nurse Advice | Gold | HMO | — | — | $417 |
| Ambetter from NH Healthy Families | Elite Bronze | Bronze | EPO | $0 | — | $417 |
| Ambetter from NH Healthy Families | Elite Bronze + Vision + Adult Dental | Bronze | EPO | $0 | — | $430 |
| Anthem Blue Cross and Blue Shield | Anthem Silver Pathway X Enhanced 5500/20% ($0 Virtual PCP + $0 Select Drugs) | Silver | HMO | — | — | $440 |
| Ambetter from NH Healthy Families | Clear Silver | Silver | EPO | — | — | $443 |
| Anthem Blue Cross and Blue Shield | Anthem Silver Pathway X Enhanced 4500/20% HSA | Silver | HMO | — | — | $445 |
| Ambetter from NH Healthy Families | Standard Silver | Silver | EPO | — | — | $447 |
| Ambetter from NH Healthy Families | Complete Silver | Silver | EPO | — | — | $452 |
| Ambetter from NH Healthy Families | Clear Silver + Vision + Adult Dental | Silver | EPO | — | — | $457 |
| Ambetter from NH Healthy Families | Standard Silver + Vision + Adult Dental | Silver | EPO | — | — | $462 |
| Ambetter from NH Healthy Families | Complete Silver + Vision + Adult Dental | Silver | EPO | — | — | $466 |
| Anthem Blue Cross and Blue Shield | Anthem Heart Healthy Silver Pathway X Enhanced 4000/0% ($0 Virtual PCP + $0 Select Drugs) | Silver | HMO | — | — | $478 |
| Ambetter from NH Healthy Families | Standard Gold | Gold | EPO | — | — | $490 |
| Ambetter from NH Healthy Families | Everyday Gold | Gold | EPO | — | — | $494 |
| Ambetter from NH Healthy Families | Standard Gold + Vision + Adult Dental | Gold | EPO | — | — | $505 |
| Ambetter from NH Healthy Families | Everyday Gold + Vision + Adult Dental | Gold | EPO | — | — | $510 |
| Ambetter from NH Healthy Families | Complete Gold | Gold | EPO | — | — | $510 |
| Harvard Pilgrim Health Care | NH Local Choice HMO HSA Bronze 6000 | Bronze | HMO | — | — | $520 |
| Anthem Blue Cross and Blue Shield | Anthem Gold Pathway X Enhanced 700/40% ($0 Virtual PCP + $0 Select Drugs) | Gold | HMO | — | — | $525 |
| Ambetter from NH Healthy Families | Complete Gold + Vision + Adult Dental | Gold | EPO | — | — | $526 |
| Anthem Blue Cross and Blue Shield | Anthem Gold Pathway X Enhanced 2000/25% ($0 Virtual PCP + $0 Select Drug) Standard | Gold | HMO | — | — | $533 |
| Anthem Blue Cross and Blue Shield | Anthem Gold Pathway X Enhanced 1200/20% ($0 Virtual PCP + $0 Select Drugs) | Gold | HMO | — | — | $535 |
| Harvard Pilgrim Health Care | NH Local Choice HMO Bronze 8000 + $0 Rx list + $0 Virtual Urgent Care | Bronze | HMO | — | — | $546 |
| Harvard Pilgrim Health Care | NH Local HMO Bronze 7500 Standard + $0 Rx list + $0 Virtual Urgent Care | Bronze | HMO | — | — | $568 |
Showing 40 of 46 plans, cheapest first.
How the premium changes with age
Cheapest silver plan by age (the same plan):
| Age | Monthly premium |
|---|---|
| 21 | $304 |
| 40 | $388 |
| 60 | $824 |
About these numbers
Premiums are the CMS-listed rate for a single non-smoking adult, before any premium tax credit. Most marketplace buyers qualify for a credit based on household income — the actual price can be far lower than the list rate, especially for silver plans. Deductibles and out-of-pocket maximums are for in-network care and vary by plan design. Check doctor and hospital networks before enrolling: a cheaper plan that excludes your doctors is not cheaper.
Related
All counties in New Hampshire · How to choose a plan · Premium tax credits explained · Metal tiers explained
Frequently asked questions
What is the cheapest health insurance plan in Belknap County County?
The cheapest plan for a 40-year-old non-smoker is $278 a month (Catastrophic metal level) before tax credits, based on 2026 CMS rate filings. The cheapest silver plan, the benchmark for subsidies, is $388.
How much does health insurance cost in Belknap County County?
For a 40-year-old non-smoker the cheapest plans in Belknap County start around $278 a month before subsidies. Silver plans cost from $388; premiums rise with age and tobacco use.
How many insurers offer marketplace plans in Belknap County County?
4 insurers filed 46 plan options for this county in the 2026 CMS file.