Health insurance plans in Montgomery County, OH (2026)
189 marketplace plans from 11 insurers are offered in Montgomery County. The cheapest silver plan is $506 a month for a 40-year-old non-smoker before tax credits.
Cheapest monthly premium by metal level (age 40)
| Metal level | Cheapest premium | Plans |
|---|---|---|
| Bronze | $396 | 65 |
| Silver | $506 | 69 |
| Gold | $536 | 55 |
All plans in Montgomery County
| Insurer | Plan | Metal | Type | Deductible | Out-of-pocket max | Premium (age 40) |
|---|---|---|---|---|---|---|
| Oscar Health Insurance | Bronze Classic Standard | Bronze | HMO | — | — | $396 |
| Oscar Health Insurance | Bronze Classic 4700 | Bronze | HMO | — | — | $402 |
| Antidote Health Plan of Ohio, Inc. | Bronze Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx | Bronze | HMO | — | — | $403 |
| Oscar Health Insurance | Bronze Simple Diabetes | Bronze | HMO | — | — | $405 |
| SummaCare | SummaCare Bronze 8000 | Bronze | HMO | — | — | $406 |
| Oscar Health Insurance | Bronze Simple Breathe Easy with Enhanced COPD Benefits | Bronze | HMO | — | — | $406 |
| SummaCare | SummaCare Bronze 8000 with Adult Vision Exam | Bronze | HMO | — | — | $407 |
| Oscar Health Insurance | Bronze Simple Chronic Care CKM | Bronze | HMO | — | — | $410 |
| Antidote Health Plan of Ohio, Inc. | Bronze Complete+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx | Bronze | HMO | — | — | $415 |
| Anthem Blue Cross and Blue Shield | Anthem Bronze Pathway 10600 ($0 Virtual PCP + $0 Select Drugs) | Bronze | HMO | — | — | $423 |
| SummaCare | SummaCare Bronze 10600 with 3 Free PCP Visits | Bronze | HMO | — | — | $426 |
| Anthem Blue Cross and Blue Shield | Anthem Bronze Pathway 10600 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs) | Bronze | HMO | — | — | $429 |
| Oscar Health Insurance | Bronze Elite + PCP Saver Plus | Bronze | HMO | $0 | — | $430 |
| SummaCare | SummaCare Bronze 10600 with 3 Free PCP Visits + Adult Vision | Bronze | HMO | — | — | $430 |
| Antidote Health Plan of Ohio, Inc. | Bronze Elite 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx | Bronze | HMO | — | — | $432 |
| MedMutual | Bronze $8,300 w/ Virtual & Wellness ON-EX | Bronze | HMO | — | — | $435 |
| Antidote Health Plan of Ohio, Inc. | Bronze Standard | Bronze | HMO | — | — | $439 |
| Antidote Health Plan of Ohio, Inc. | Bronze Elite+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx | Bronze | HMO | — | — | $444 |
| MedMutual | Bronze $8,300 w/ Adult Dental ON-EX | Bronze | HMO | — | — | $444 |
| Anthem Blue Cross and Blue Shield | Anthem Heart Healthy Bronze Pathway 6000 ($0 Virtual PCP + $0 Select Drugs) | Bronze | HMO | — | — | $447 |
| SummaCare | SummaCare Standard Bronze | Bronze | HMO | — | — | $452 |
| MedMutual | Bronze Standard w/ Virtual & Wellness | Bronze | HMO | — | — | $454 |
| SummaCare | SummaCare Standard Bronze with Adult Vision | Bronze | HMO | — | — | $456 |
| Anthem Blue Cross and Blue Shield | Anthem Bronze Pathway 8500 for HSA | Bronze | HMO | — | — | $457 |
| MedMutual | Bronze HSA $7,300 ON-EX | Bronze | HMO | — | — | $458 |
| Anthem Blue Cross and Blue Shield | Anthem Bronze Pathway 7500 Standard ($0 Virtual PCP + $0 Select Drugs) | Bronze | HMO | — | — | $459 |
| Molina Healthcare | Molina Bronze Saver 7000 · Molina Bronze Saver 7000 Off Exchange | Bronze | HMO | — | — | $459 |
| Molina Healthcare | Molina Bronze Standard · Molina Bronze Standard Off Exchange | Bronze | HMO | — | — | $463 |
| Molina Healthcare | Molina Bronze Saver 7000 Plus with Adult Vision · Molina Bronze Saver 7000 Off Exchange Plus with Adult Vision | Bronze | HMO | — | — | $463 |
| Ambetter from Buckeye Health Plan | Standard Expanded Bronze | Bronze | HMO | — | — | $465 |
| Ambetter from Buckeye Health Plan | Everyday Bronze | Bronze | HMO | — | — | $466 |
| CareSource | Low Premium Bronze 10600 $25 Generic Drugs | Bronze | HMO | — | — | $467 |
| CareSource | Low Premium Bronze 10600 $25 Generic Drugs + Adult Vision & Fitness | Bronze | HMO | — | — | $471 |
| Molina Healthcare | Molina Bronze Smart Heart Health · Molina Bronze Smart Off Exchange Heart Health | Bronze | HMO | — | — | $472 |
| Molina Healthcare | Molina Bronze Enhanced 3500 · Molina Bronze Enhanced 3500 Off Exchange | Bronze | HMO | — | — | $475 |
| Molina Healthcare | Molina Bronze Saver 7000 Plus with Adult Dental and Vision · Molina Bronze Saver 7000 Off Exchange Plus with Adult Dental and Vision | Bronze | HMO | — | — | $477 |
| Molina Healthcare | Molina Bronze Enhanced 3500 Plus with Adult Vision · Molina Bronze Enhanced 3500 Off Exchange Plus with Adult Vision | Bronze | HMO | — | — | $479 |
| Ambetter from Buckeye Health Plan | Standard Expanded Bronze + Vision + Adult Dental | Bronze | HMO | — | — | $480 |
| Ambetter from Buckeye Health Plan | Everyday Bronze + Vision + Adult Dental | Bronze | HMO | — | — | $481 |
| CareSource | Bronze 7500 $25 Generic Drugs | Bronze | HMO | — | — | $482 |
Showing 40 of 189 plans, cheapest first.
How the premium changes with age
Cheapest silver plan by age (the same plan):
| Age | Monthly premium |
|---|---|
| 21 | $396 |
| 40 | $506 |
| 60 | $1,075 |
About these numbers
Premiums are the CMS-listed rate for a single non-smoking adult, before any premium tax credit. Most marketplace buyers qualify for a credit based on household income — the actual price can be far lower than the list rate, especially for silver plans. Deductibles and out-of-pocket maximums are for in-network care and vary by plan design. Check doctor and hospital networks before enrolling: a cheaper plan that excludes your doctors is not cheaper.
Related
All counties in Ohio · How to choose a plan · Premium tax credits explained · Metal tiers explained
Frequently asked questions
What is the cheapest health insurance plan in Montgomery County County?
The cheapest plan for a 40-year-old non-smoker is $396 a month (Bronze metal level) before tax credits, based on 2026 CMS rate filings. The cheapest silver plan, the benchmark for subsidies, is $506.
How much does health insurance cost in Montgomery County County?
For a 40-year-old non-smoker the cheapest plans in Montgomery County start around $396 a month before subsidies. Silver plans cost from $506; premiums rise with age and tobacco use.
How many insurers offer marketplace plans in Montgomery County County?
11 insurers filed 189 plan options for this county in the 2026 CMS file.