Health insurance plans in Jefferson County, OR (2026)
59 marketplace plans from 6 insurers are offered in Jefferson County. The cheapest silver plan is $505 a month for a 40-year-old non-smoker before tax credits.
Cheapest monthly premium by metal level (age 40)
| Metal level | Cheapest premium | Plans |
|---|---|---|
| Bronze | $426 | 22 |
| Silver | $505 | 19 |
| Gold | $566 | 18 |
All plans in Jefferson County
| Insurer | Plan | Metal | Type | Deductible | Out-of-pocket max | Premium (age 40) |
|---|---|---|---|---|---|---|
| Providence Health Plan | Connect 9800 Bronze | Bronze | EPO | — | — | $426 |
| Regence BlueCross BlueShield of Oregon | Bronze Essential 9000 With 4 Copay No Deductible Office Visits Legacy | Bronze | EPO | — | — | $430 |
| Moda Health Plan, Inc. | Moda Health Affinity Bronze HDHP 7500 | Bronze | EPO | — | — | $435 |
| Moda Health Plan, Inc. | Moda Health Affinity Bronze 9000 | Bronze | EPO | — | — | $443 |
| Moda Health Plan, Inc. | Moda Health Affinity Bronze 8000 | Bronze | EPO | — | — | $443 |
| Moda Health Plan, Inc. | Moda Health Oregon Standard Bronze Affinity | Bronze | EPO | — | — | $444 |
| Kaiser Permanente | KP Oregon Standard Bronze Plan | Bronze | EPO | — | — | $458 |
| Regence BlueCross BlueShield of Oregon | Regence Standard Bronze Plan Legacy | Bronze | EPO | — | — | $462 |
| Kaiser Permanente | KP OR Bronze 6000 | Bronze | EPO | — | — | $464 |
| Kaiser Permanente | KP OR Bronze HSA 7100 | Bronze | EPO | — | — | $465 |
| Providence Health Plan | HSA Qualified 7500 Bronze - Choice Network · HSA-E Qualified 7500 Bronze - Choice Network | Bronze | EPO | — | — | $466 |
| Regence BlueCross BlueShield of Oregon | Bronze Essential 9000 With 4 Copay No Deductible Office Visits Individual Connect | Bronze | EPO | — | — | $473 |
| PacificSource Health Plans | Core Bronze HSA 8300 | Bronze | EPO | — | — | $478 |
| PacificSource Health Plans | Core Bronze HSA 7500 | Bronze | EPO | — | — | $489 |
| Providence Health Plan | HSA-E Qualified 7500 Bronze - Signature Network | Bronze | EPO | — | — | $498 |
| Providence Health Plan | Providence Oregon Standard Bronze Plan - Choice Network | Bronze | EPO | — | — | $500 |
| Regence BlueCross BlueShield of Oregon | Bronze 8000 Individual Connect | Bronze | EPO | — | — | $502 |
| Providence Health Plan | Connect 6000 Silver | Silver | EPO | — | — | $505 |
| Regence BlueCross BlueShield of Oregon | Bronze HSA 7000 Individual Connect | Bronze | EPO | — | — | $505 |
| Regence BlueCross BlueShield of Oregon | Regence Standard Bronze Plan Individual Connect | Bronze | EPO | — | — | $506 |
| Regence BlueCross BlueShield of Oregon | Silver 6500 Legacy | Silver | EPO | — | — | $510 |
| PacificSource Health Plans | PacificSource Oregon Standard Bronze HSA Plan Core | Bronze | EPO | — | — | $515 |
| Kaiser Permanente | KP Oregon Standard Silver Plan | Silver | EPO | $6,100 | — | $518 |
| Moda Health Plan, Inc. | Moda Health Affinity Silver 6000 | Silver | EPO | — | — | $523 |
| Kaiser Permanente | KP OR Silver 4000 | Silver | EPO | — | — | $527 |
| BridgeSpan Health Company | BridgeSpan Standard Bronze Plan | Bronze | EPO | — | — | $531 |
| Providence Health Plan | Providence Oregon Standard Bronze Plan - Signature Network | Bronze | EPO | — | — | $535 |
| Moda Health Plan, Inc. | Moda Health Affinity Silver 4500 | Silver | EPO | — | — | $538 |
| Moda Health Plan, Inc. | Moda Health Oregon Standard Silver Affinity | Silver | EPO | $6,100 | — | $539 |
| Regence BlueCross BlueShield of Oregon | Regence Standard Silver Plan Legacy | Silver | EPO | $6,100 | — | $540 |
| Kaiser Permanente | KP OR Silver 3000 | Silver | EPO | — | — | $543 |
| Moda Health Plan, Inc. | Moda Health Affinity Silver 3400 | Silver | EPO | — | — | $554 |
| PacificSource Health Plans | Core Silver 7500 | Silver | EPO | — | — | $556 |
| Regence BlueCross BlueShield of Oregon | Silver 6500 Individual Connect | Silver | EPO | — | — | $559 |
| Kaiser Permanente | KP OR Gold 1750 | Gold | EPO | $1,750 | — | $566 |
| Moda Health Plan, Inc. | Moda Health Affinity Silver 3000 | Silver | EPO | — | — | $570 |
| Kaiser Permanente | KP Oregon Standard Gold Plan | Gold | EPO | $1,800 | — | $585 |
| Providence Health Plan | Providence Oregon Standard Silver Plan - Choice Network | Silver | EPO | $6,100 | — | $585 |
| PacificSource Health Plans | Core Silver 4500 | Silver | EPO | — | — | $590 |
| Regence BlueCross BlueShield of Oregon | Regence Standard Silver Plan Individual Connect | Silver | EPO | $6,100 | — | $591 |
Showing 40 of 59 plans, cheapest first.
How the premium changes with age
Cheapest silver plan by age (the same plan):
| Age | Monthly premium |
|---|---|
| 21 | $395 |
| 40 | $505 |
| 60 | $1,073 |
About these numbers
Premiums are the CMS-listed rate for a single non-smoking adult, before any premium tax credit. Most marketplace buyers qualify for a credit based on household income — the actual price can be far lower than the list rate, especially for silver plans. Deductibles and out-of-pocket maximums are for in-network care and vary by plan design. Check doctor and hospital networks before enrolling: a cheaper plan that excludes your doctors is not cheaper.
Related
All counties in Oregon · How to choose a plan · Premium tax credits explained · Metal tiers explained
Frequently asked questions
What is the cheapest health insurance plan in Jefferson County County?
The cheapest plan for a 40-year-old non-smoker is $426 a month (Bronze metal level) before tax credits, based on 2026 CMS rate filings. The cheapest silver plan, the benchmark for subsidies, is $505.
How much does health insurance cost in Jefferson County County?
For a 40-year-old non-smoker the cheapest plans in Jefferson County start around $426 a month before subsidies. Silver plans cost from $505; premiums rise with age and tobacco use.
How many insurers offer marketplace plans in Jefferson County County?
6 insurers filed 59 plan options for this county in the 2026 CMS file.