Health insurance plans in Putnam County, TN (2026)
98 marketplace plans from 6 insurers are offered in Putnam County. The cheapest silver plan is $678 a month for a 40-year-old non-smoker before tax credits.
Cheapest monthly premium by metal level (age 40)
| Metal level | Cheapest premium | Plans |
|---|---|---|
| Bronze | $482 | 38 |
| Silver | $678 | 37 |
| Gold | $681 | 22 |
| Platinum | $859 | 1 |
All plans in Putnam County
| Insurer | Plan | Metal | Type | Deductible | Out-of-pocket max | Premium (age 40) |
|---|---|---|---|---|---|---|
| Alliant Health Plans, Inc. | SoloCare Exp Bronze EPO $9500 DED 10015 · SoloCare Exp Bronze EPO $9500 DED 10015-00 | Bronze | EPO | — | — | $482 |
| BlueCross BlueShield of Tennessee | BlueCross B15E $0 virtual care from Teladoc Health® | Bronze | EPO | — | — | $483 |
| BlueCross BlueShield of Tennessee | BlueCross B15E $0 virtual care from Teladoc Health® | Bronze | EPO | — | — | $484 |
| Alliant Health Plans, Inc. | SoloCare Standard Exp Bronze EPO $7500 DED 10008 · SoloCare Standard Exp Bronze EPO $7500 DED 10008-00 | Bronze | EPO | — | — | $492 |
| BlueCross BlueShield of Tennessee | BlueCross B17E $0 virtual care from Teladoc Health® + Adult Dental | Bronze | EPO | — | — | $497 |
| BlueCross BlueShield of Tennessee | BlueCross B17E $0 virtual care from Teladoc Health® + Adult Dental | Bronze | EPO | — | — | $498 |
| BlueCross BlueShield of Tennessee | BlueCross B16E $50 PCP Copay + $0 virtual care from Teladoc Health® | Bronze | EPO | — | — | $515 |
| BlueCross BlueShield of Tennessee | BlueCross B16E $50 PCP Copay + $0 virtual care from Teladoc Health® | Bronze | EPO | — | — | $516 |
| BlueCross BlueShield of Tennessee | BlueCross B16S $50 PCP Copay + $0 virtual care from Teladoc Health® | Bronze | EPO | — | — | $530 |
| Oscar Insurance Company | Bronze Simple | Bronze | EPO | — | — | $546 |
| UnitedHealthcare | UHC Bronze Essential (No Referrals) · UHC Bronze-X Essential (No Referrals) | Bronze | EPO | — | — | $547 |
| Cigna Healthcare | Connect Bronze 7500 Indiv Med Deductible | Bronze | EPO | — | — | $547 |
| Ambetter of Tennessee | Everyday Bronze | Bronze | EPO | — | — | $550 |
| Alliant Health Plans, Inc. | SoloCare Bronze EPO $8500 DED HSA 10004 · SoloCare Bronze EPO $8500 DED HSA 10004-00 | Bronze | EPO | — | — | $550 |
| Ambetter of Tennessee | Standard Expanded Bronze | Bronze | EPO | — | — | $552 |
| BlueCross BlueShield of Tennessee | BlueCross B15E $0 virtual care from Teladoc Health® | Bronze | EPO | — | — | $553 |
| Cigna Healthcare | Connect Bronze 8500 Indiv Med Deductible | Bronze | EPO | — | — | $563 |
| Ambetter of Tennessee | Everyday Bronze + Vision + Adult Dental | Bronze | EPO | — | — | $565 |
| Cigna Healthcare | Connect Bronze CMS Standard | Bronze | EPO | — | — | $566 |
| Ambetter of Tennessee | Standard Expanded Bronze + Vision + Adult Dental | Bronze | EPO | — | — | $567 |
| BlueCross BlueShield of Tennessee | BlueCross B17E $0 virtual care from Teladoc Health® + Adult Dental | Bronze | EPO | — | — | $569 |
| Oscar Insurance Company | Bronze Classic Standard | Bronze | EPO | — | — | $570 |
| UnitedHealthcare | UHC Bronze Standard (No Referrals) · UHC Bronze-X Standard (No Referrals) | Bronze | EPO | — | — | $573 |
| Oscar Insurance Company | Bronze Simple Diabetes | Bronze | EPO | — | — | $579 |
| Cigna Healthcare | Connect myDiabetesCare Bronze | Bronze | EPO | — | — | $580 |
| Oscar Insurance Company | Bronze Simple Breathe Easy with Enhanced COPD Benefits | Bronze | EPO | — | — | $582 |
| BlueCross BlueShield of Tennessee | BlueCross B16S $50 PCP Copay + $0 virtual care from Teladoc Health® | Bronze | EPO | — | — | $587 |
| BlueCross BlueShield of Tennessee | BlueCross B16E $50 PCP Copay + $0 virtual care from Teladoc Health® | Bronze | EPO | — | — | $590 |
| Oscar Insurance Company | Bronze Simple Chronic Care CKM | Bronze | EPO | — | — | $590 |
| UnitedHealthcare | UHC Bronze Copay Focus (Virtual Urgent Care, No Referrals) · UHC Bronze-X Copay Focus (Virtual Urgent Care, No Referrals) | Bronze | EPO | $0 | — | $605 |
| BlueCross BlueShield of Tennessee | BlueCross B19E $60 PCP Copay + $0 virtual care from Teladoc Health® | Bronze | EPO | $0 | — | $608 |
| BlueCross BlueShield of Tennessee | BlueCross B19E $60 PCP Copay + $0 virtual care from Teladoc Health® | Bronze | EPO | $0 | — | $609 |
| BlueCross BlueShield of Tennessee | BlueCross B16S $50 PCP Copay + $0 virtual care from Teladoc Health® | Bronze | EPO | — | — | $619 |
| UnitedHealthcare | UHC Bronze Copay Focus + (Virtual Urgent Care, Dental + Vision, No Referrals) · UHC Bronze-X Copay Focus + (Virtual Urgent Care, Dental + Vision, No Referrals) | Bronze | EPO | $0 | — | $624 |
| Oscar Insurance Company | Bronze Elite + PCP Saver Plus | Bronze | EPO | $0 | — | $626 |
| Ambetter of Tennessee | Elite Bronze | Bronze | EPO | $0 | — | $626 |
| Ambetter of Tennessee | Elite Bronze + Vision + Adult Dental | Bronze | EPO | $0 | — | $643 |
| BlueCross BlueShield of Tennessee | BlueCross S34E $45 PCP Copay + $0 virtual care from Teladoc Health® | Silver | EPO | — | — | $678 |
| BlueCross BlueShield of Tennessee | BlueCross S34E $45 PCP Copay + $0 virtual care from Teladoc Health® | Silver | EPO | — | — | $680 |
| Alliant Health Plans, Inc. | SoloCare Standard Gold EPO $2000 DED 10006 · SoloCare Standard Gold EPO $2000 DED 10006-00 | Gold | EPO | — | — | $681 |
Showing 40 of 98 plans, cheapest first.
How the premium changes with age
Cheapest silver plan by age (the same plan):
| Age | Monthly premium |
|---|---|
| 21 | $531 |
| 40 | $678 |
| 60 | $1,440 |
About these numbers
Premiums are the CMS-listed rate for a single non-smoking adult, before any premium tax credit. Most marketplace buyers qualify for a credit based on household income — the actual price can be far lower than the list rate, especially for silver plans. Deductibles and out-of-pocket maximums are for in-network care and vary by plan design. Check doctor and hospital networks before enrolling: a cheaper plan that excludes your doctors is not cheaper.
Related
All counties in Tennessee · How to choose a plan · Premium tax credits explained · Metal tiers explained
Frequently asked questions
What is the cheapest health insurance plan in Putnam County County?
The cheapest plan for a 40-year-old non-smoker is $482 a month (Bronze metal level) before tax credits, based on 2026 CMS rate filings. The cheapest silver plan, the benchmark for subsidies, is $678.
How much does health insurance cost in Putnam County County?
For a 40-year-old non-smoker the cheapest plans in Putnam County start around $482 a month before subsidies. Silver plans cost from $678; premiums rise with age and tobacco use.
How many insurers offer marketplace plans in Putnam County County?
6 insurers filed 98 plan options for this county in the 2026 CMS file.