Health insurance plans in Vernon County, WI (2026)
226 marketplace plans from 11 insurers are offered in Vernon County. The cheapest silver plan is $526 a month for a 40-year-old non-smoker before tax credits.
Cheapest monthly premium by metal level (age 40)
| Metal level | Cheapest premium | Plans |
|---|---|---|
| Bronze | $357 | 78 |
| Silver | $526 | 73 |
| Gold | $531 | 67 |
| Platinum | $608 | 3 |
| Catastrophic | $388 | 5 |
All plans in Vernon County
| Insurer | Plan | Metal | Type | Deductible | Out-of-pocket max | Premium (age 40) |
|---|---|---|---|---|---|---|
| Dean Health Plan | Dean Focus Bronze Share | Bronze | EPO | — | — | $357 |
| Aspirus Health Plan | HMO Catastrophic 10600 with 3 free PCP visits | Catastrophic | HMO | — | — | $388 |
| MercyCare Health Plans | MercyCare Bronze 10,000 (1 Free PCP Visit) | Bronze | HMO | — | — | $388 |
| Dean Health Plan | Dean Focus Bronze $0 Copay PCP Visits | Bronze | EPO | — | — | $393 |
| Network Health | Prestige Bronze Essential + 3 Free PCP Visits | Bronze | HMO | — | — | $397 |
| Dean Health Plan | Dean Bronze Share | Bronze | HMO | — | — | $398 |
| Network Health | Prestige Bronze Essential + Dental + Vision + 3 Free PCP Visits | Bronze | HMO | — | — | $401 |
| Network Health | Prestige Bronze Plus | Bronze | HMO | — | — | $414 |
| Dean Health Plan | Dean Focus Expanded Bronze Standard | Bronze | EPO | — | — | $420 |
| MercyCare Health Plans | MercyCare Bronze Standard Expanded | Bronze | HMO | — | — | $422 |
| Network Health | Prestige Bronze $0 Medical Deductible | Bronze | HMO | $0 | — | $429 |
| HealthPartners | NE WI Select $8,400 HSA Bronze | Bronze | PPO | — | — | $431 |
| Network Health | Prestige Bronze $0 Medical Deductible + Dental +Vision | Bronze | HMO | $0 | — | $434 |
| HealthPartners | NE WI Select $6,800 Plus Bronze HSA | Bronze | PPO | — | — | $438 |
| Dean Health Plan | Dean Bronze $0 Copay PCP Visits | Bronze | HMO | — | — | $438 |
| Group Health Cooperative-SCW | Better Together HMO Bronze 7500 Ded/10000 MOOP HSA | Bronze | HMO | — | — | $438 |
| Medica | Engage by Medica Bronze Share | Bronze | EPO | — | — | $451 |
| HealthPartners | NE WI Select $7,500 Standard Bronze HSA | Bronze | PPO | — | — | $453 |
| Quartz | QUARTZ GUNDERSEN PERFORMANCE BRONZE $10,150 DED · QUARTZ GUNDERSEN PERFORMANCE BRONZE $10,150 DED DIRECT | Bronze | HMO | — | — | $457 |
| HealthPartners | Atlas $8,400 HSA Bronze | Bronze | PPO | — | — | $460 |
| Group Health Cooperative-SCW | Better Together HMO Bronze 6500 Ded/8750 MOOP HSA | Bronze | HMO | — | — | $464 |
| HealthPartners | Atlas $6,800 Plus Bronze HSA | Bronze | PPO | — | — | $465 |
| Dean Health Plan | Dean Expanded Bronze Standard | Bronze | HMO | — | — | $469 |
| Quartz | QUARTZ GUNDERSEN PERFORMANCE BRONZE (DENTAL & VISION) $10,150 DED · QUARTZ GUNDERSEN PERFORMANCE BRONZE (DENTAL & VISION) $10,150 DED DIRECT | Bronze | HMO | — | — | $472 |
| Group Health Cooperative-SCW | Partners HMO Bronze 6000 Ded/10600 MOOP HSA | Bronze | HMO | — | — | $474 |
| CareSource (Common Ground Healthcare) | CareSource (Common Ground Healthcare) Bronze Standard $7500 | Bronze | EPO | — | — | $476 |
| CareSource (Common Ground Healthcare) | CareSource (Common Ground Healthcare) Bronze $9600 ($45 PCP Copay) | Bronze | EPO | — | — | $476 |
| CareSource (Common Ground Healthcare) | CareSource (Common Ground Healthcare) Bronze Standard $7500 - Vision Exam | Bronze | EPO | — | — | $477 |
| CareSource (Common Ground Healthcare) | CareSource (Common Ground Healthcare) Bronze $9600 ($45 PCP Copay) - Vision Exam | Bronze | EPO | — | — | $477 |
| Group Health Cooperative-SCW | Better Together HMO Bronze No Medical Ded/10600 MOOP HSA | Bronze | HMO | $0 | — | $479 |
| Quartz | QUARTZ GUNDERSEN PERFORMANCE CATASTROPHIC $10,600 DED · QUARTZ GUNDERSEN PERFORMANCE CATASTROPHIC $10,600 DED DIRECT | Catastrophic | HMO | — | — | $480 |
| HealthPartners | Atlas $7,500 Standard Bronze HSA | Bronze | PPO | — | — | $484 |
| Network Health | Prestige Bronze Essential + 3 Free PCP Visits | Bronze | HMO | — | — | $485 |
| Aspirus Health Plan | HMO Bronze 10000 | Bronze | HMO | — | — | $486 |
| Network Health | Prestige Bronze Essential + Dental + Vision + 3 Free PCP Visits | Bronze | HMO | — | — | $490 |
| Medica | Engage by Medica Expanded Bronze Standard | Bronze | EPO | — | — | $490 |
| Anthem Blue Cross and Blue Shield | Anthem Bronze Pathway/Lean 5000 (3 Free PCP Visits + $0 Select Drugs + Incentives) | Bronze | HMO | — | — | $497 |
| Quartz | QUARTZ GUNDERSEN PERFORMANCE BRONZE STANDARD EASY PRICING · QUARTZ GUNDERSEN PERFORMANCE BRONZE STANDARD EASY PRICING DIRECT | Bronze | HMO | — | — | $498 |
| CareSource (Common Ground Healthcare) | CareSource (Common Ground Healthcare) Bronze $0 Ded / $2500 Rx Ded | Bronze | EPO | $0 | — | $498 |
| CareSource (Common Ground Healthcare) | CareSource (Common Ground Healthcare) Bronze $0 Ded / $2500 Rx Ded - Vision Exam | Bronze | EPO | $0 | — | $499 |
Showing 40 of 226 plans, cheapest first.
How the premium changes with age
Cheapest silver plan by age (the same plan):
| Age | Monthly premium |
|---|---|
| 21 | $411 |
| 40 | $526 |
| 60 | $1,116 |
About these numbers
Premiums are the CMS-listed rate for a single non-smoking adult, before any premium tax credit. Most marketplace buyers qualify for a credit based on household income — the actual price can be far lower than the list rate, especially for silver plans. Deductibles and out-of-pocket maximums are for in-network care and vary by plan design. Check doctor and hospital networks before enrolling: a cheaper plan that excludes your doctors is not cheaper.
Related
All counties in Wisconsin · How to choose a plan · Premium tax credits explained · Metal tiers explained
Frequently asked questions
What is the cheapest health insurance plan in Vernon County County?
The cheapest plan for a 40-year-old non-smoker is $357 a month (Bronze metal level) before tax credits, based on 2026 CMS rate filings. The cheapest silver plan, the benchmark for subsidies, is $526.
How much does health insurance cost in Vernon County County?
For a 40-year-old non-smoker the cheapest plans in Vernon County start around $357 a month before subsidies. Silver plans cost from $526; premiums rise with age and tobacco use.
How many insurers offer marketplace plans in Vernon County County?
11 insurers filed 226 plan options for this county in the 2026 CMS file.