Health insurance plans in Lincoln County, WY (2026)
11 marketplace plans from 1 insurers are offered in Lincoln County. The cheapest silver plan is $1,072 a month for a 40-year-old non-smoker before tax credits.
Cheapest monthly premium by metal level (age 40)
| Metal level | Cheapest premium | Plans |
|---|---|---|
| Bronze | $773 | 3 |
| Silver | $1,072 | 5 |
| Gold | $985 | 3 |
All plans in Lincoln County
| Insurer | Plan | Metal | Type | Deductible | Out-of-pocket max | Premium (age 40) |
|---|---|---|---|---|---|---|
| Blue Cross Blue Shield of Wyoming | BlueSelect Bronze Basic | Bronze | PPO | — | — | $773 |
| Blue Cross Blue Shield of Wyoming | BlueSelect Bronze Core | Bronze | PPO | — | — | $807 |
| Blue Cross Blue Shield of Wyoming | BlueSelect Expanded Bronze Standard without Kid's Dental | Bronze | PPO | — | — | $899 |
| Blue Cross Blue Shield of Wyoming | BlueSelect Gold Core | Gold | PPO | — | — | $985 |
| Blue Cross Blue Shield of Wyoming | BlueSelect Gold HealthPlus | Gold | PPO | — | — | $1,002 |
| Blue Cross Blue Shield of Wyoming | BlueSelect Gold Standard without Kid's Dental | Gold | PPO | — | — | $1,020 |
| Blue Cross Blue Shield of Wyoming | BlueSelect Silver Standard without Kid's Dental | Silver | PPO | — | — | $1,072 |
| Blue Cross Blue Shield of Wyoming | BlueSelect Silver HealthPlus without Kid's Dental | Silver | PPO | — | — | $1,073 |
| Blue Cross Blue Shield of Wyoming | BlueSelect Silver Classic without Kid's Dental | Silver | PPO | — | — | $1,075 |
| Blue Cross Blue Shield of Wyoming | BlueSelect Silver HealthPlus | Silver | PPO | — | — | $1,077 |
| Blue Cross Blue Shield of Wyoming | BlueSelect Silver Classic | Silver | PPO | — | — | $1,079 |
How the premium changes with age
Cheapest silver plan by age (the same plan):
| Age | Monthly premium |
|---|---|
| 21 | $839 |
| 40 | $1,072 |
| 60 | $2,277 |
About these numbers
Premiums are the CMS-listed rate for a single non-smoking adult, before any premium tax credit. Most marketplace buyers qualify for a credit based on household income — the actual price can be far lower than the list rate, especially for silver plans. Deductibles and out-of-pocket maximums are for in-network care and vary by plan design. Check doctor and hospital networks before enrolling: a cheaper plan that excludes your doctors is not cheaper.
Related
All counties in Wyoming · How to choose a plan · Premium tax credits explained · Metal tiers explained
Frequently asked questions
What is the cheapest health insurance plan in Lincoln County County?
The cheapest plan for a 40-year-old non-smoker is $773 a month (Bronze metal level) before tax credits, based on 2026 CMS rate filings. The cheapest silver plan, the benchmark for subsidies, is $1,072.
How much does health insurance cost in Lincoln County County?
For a 40-year-old non-smoker the cheapest plans in Lincoln County start around $773 a month before subsidies. Silver plans cost from $1,072; premiums rise with age and tobacco use.
How many insurers offer marketplace plans in Lincoln County County?
1 insurers filed 11 plan options for this county in the 2026 CMS file.